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Tag: #upperkeysmortgagebroker

Florida Condo Mortgage Programs

Ever stumble onto condo you are looking to purchase and wonder if it is warrantable? Non-warrantable and Condotels don’t have to be a mortgage roadblock. They do require more down payment, but also have options to use asset depletion, bank statements, DSCR, 1-year tax returns, and P & L as options for income. With Non-warrantable and Condotels commonly used for short-term rentals, Florida buyers and investors can still secure financing. Curious how these specialized loans work? Ready to explore solutions beyond traditional loans? #FloridaMortgages #NonWarrantableCondoFinancing...

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Start your homebuying journey right

? Thinking about buying a home? Start with a Homebuyer Consultation to explore your loan options clearly. Our experts provide personalized advice—from financial assessments to mortgage consultations—helping you understand each step of the process. Ready for tailored guidance? Book your consultation today and make confident decisions for your future. ? Link in bio to schedule your call. Comment “loan help” if you want assistance getting started! ? Link in profile #HomebuyerTips #MortgageAdvice #FloridaHomes #LoanOptions #PreApproval

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We deliver an unparalelled concierge experience for all of our clients.

Wondering what sets Fidelity Home Group apart? We deliver an unparalleled concierge experience tailored for all your mortgage needs. Start your Home Purchase Qualifier or Rate Quote Request today! Fidelity Home Group serves all our clients with our Concierge Approach to help in the home buying process. ? Link in profile #HomePurchaesMortgage #FloridaRealEstate #HomeInvestment #MortgageExperts #FidelityHomeGroup

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What is a Stated Income Mortgage?

Unable to show traditional income proof like W-2s or tax returns? A Stated Income Mortgage might be what you need. It lets your credit history and savings speak for your income. You can buy your primary home with as little as 20% down, no income docs required. Plus, things like cash-out funds and gifts [ up to 6% ] can help cover your reserves or down payment. Ready to learn if this fits your situation? Book our Homebuyer Consultation (link in bio). Comment "stated income" if you want help understanding this option! ? Link in profile #StatedIncomeMortgage...

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Running from tax returns? We’ve got a faster way!

Running from piles of paperwork? A Profit & Loss mortgages can speed things up—perfect for self-employed buyers wanting a smoother home loan process. Comment ‘no tax returns’ if you’d rather show your P & L Statement or Bank Statements! ? Link in profile #BankStatementMortgage #SelfEmployedHomebuyer #P&LMortgage #MortgageTips #HomeLoanSimplified

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Fidelity Home Group | Searches of “Homes for Sale” Up 20% Since Last Year

Searches of “Homes for Sale” Up 20% Since Last Year The market isn’t frozen. Online searches of “homes for sale” are up over 20% since last year. Let’s talk if you want to get your house in front of these buyers. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

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Bank Statement Mortgages

? Self-employed or business owner? Bank Statement Mortgages let you qualify without tax returns or pay stubs. Use your bank statements to prove income and simplify your loan process. Options include 12 or 24-month verifications with low down payments and flexible terms. ? Thinking of buying a home in Florida? Book your Homebuyer Consultation today (link in bio) to learn how this can work for you. Comment “bank statement” if you want help! ? ? Link in profile #FloridaMortgage #SelfEmployedHomebuyer #HomeLoanTips #MortgageSimplified #BankStatementLoans

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Florida Jumbo Mortgages

? Thinking about buying that dream luxury home in Florida? If your loan needs exceed the usual limits, a Jumbo Mortgage might be just what you need! These loans are tailored for high-priced properties — perfect for beautiful single-family homes, condos, and even investment properties in the Sunshine State. ?? With a credit score of 680+ and down payments starting at 10% for primary residences, they’re more accessible than you might think. Here’s what you should know: • Loan amounts up to $5 million • Flexible down payments for second homes and investments • Options for condominiums and...

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Mortgage choices beyond one bank

? Why settle for one bank’s loan programs when you can have many options? At Fidelity Home Group, we act as your mortgage advocate, searching across multiple lenders to find loans that truly fit your needs, whether you’re eyeing a downtown Orlando condo or a quiet Panhandle home. Our expert approach means more loan choices, often better rates, and approvals for complex cases like self-employed buyers or unique properties. Let us guide you through Florida’s diverse market with personalized solutions that a single bank just can’t offer. Reach out to see how we can...

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