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Tag: #upperkeysmortgage

Why So Many Sellers Are Cutting Their Price Right Now

Written by super22 on . Posted in Affordability, Agent Value, Buying Tips, For Buyers, For Sellers, Home Prices, Price It Right/Overpricing, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved faster than the listing did.Buyers, for their part, often assume a cut means something’s wrong with the house. Most of the time, that’s not it.This is what’s actually driving all those price cuts, and why it matters no matter which side of the deal you’re on.42% of Homes for Sale Are Now Carrying a Price...

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Fidelity Home Group | Stated Income Mortgage

Written by super22 on . Posted in Upper Keys Florida Mortgage, Upper Keys Mortgage.

Fidelity Home Group | Stated Income Mortgage Unable to show income on your W2’s, Pay Stubs or Tax Returns? Not an issue, our Stated Income Mortgage Program is designed to use your credit history and reserves to offset your income. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

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There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Written by super22 on . Posted in Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Rates, New Construction, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT agrees:“There is no longer a housing market . . . There are four Americas.”Here’s what each looks like, and what it means for you.Cash Buyers: 1 in 4 Buyers Are Paying with CashIf you already own a home, you may be able to buy your next place in cash thanks to your equity. In fact, 26% of existing home sales this summer were...

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3 Things You Can Actually Control About Your Mortgage Rate Right Now

Written by super22 on . Posted in Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

If you’re trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re headed the other way. Mortgage News Daily data shows how rates have risen this year (see graph below):And if you’re wondering why? There are actually a number of reasons. Mortgage rates are impacted by the situation overseas, economic data, inflation numbers, oil prices, and even decisions from the Federal Reserve (who recently decided to hike...

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Selling This Fall? You Want To Get These 4 Things Right.

Written by super22 on . Posted in For Sellers, Price It Right/Overpricing, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year. Buyer activity typically starts to slow while the number of homes for sale climb – and you need the right strategy to get attention in this type of market.The good news? There’s a lot you can control.From how you price and present your house to how you negotiate and respond to feedback. Here are four things you’ll want to get right this fall. #1: Price To Get Buyers’ AttentionIn the fall, there are typically fewer buyers looking and more homes for them to choose from. So, you...

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Sellers Are Cutting Prices To Meet Buyers Where They’re At

Written by super22 on . Posted in Affordability, Buying Tips, For Buyers, Home Prices, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here’s the thing.Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.And it may be enough to...

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Florida waterfronts and skyline

Written by super22 on . Posted in Upper Keys Florida Mortgage, Upper Keys Mortgage.

?? Florida’s iconic waterfronts meet smart investing with DSCR mortgages. Start your home purchase qualifier with no personal info and discover how DSCR loans focus on property income, not personal income. Whether you’re eyeing a condotel or a traditional investment property, DSCR programs simplify qualification with no lease requirements and support loans up to $5 million. You can finance multiple properties, including non-warrantable condos, while enjoying predictable terms and a clear path to grow your real estate portfolio. Boost your investment game with a program...

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Written by super22 on . Posted in Upper Keys Florida Mortgage, Upper Keys Mortgage.

Get your rate with no personal information and see how mortgages can surprise you. Start your home purchase qualifier with no personal info. Get your rate. ? Link in profile #FloridaHomes #DSCRLoans #NonWarrantableCondos #CondotelMortgages #MortgageSolutions

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