Category: Upper Keys News

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Written by super22 on September 23, 2026. Posted in Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Rates, New Construction, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT agrees:“There is no longer a housing market . . . There are four Americas.”Here’s what each looks like, and what it means for you.Cash Buyers: 1 in 4 Buyers Are Paying with CashIf you already own a home, you may be able to buy your next place in cash thanks to your equity. In fact, 26% of existing home sales this summer were...

3 Things You Can Actually Control About Your Mortgage Rate Right Now

Written by super22 on September 23, 2026. Posted in Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

If you’re trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re headed the other way. Mortgage News Daily data shows how rates have risen this year (see graph below):And if you’re wondering why? There are actually a number of reasons. Mortgage rates are impacted by the situation overseas, economic data, inflation numbers, oil prices, and even decisions from the Federal Reserve (who recently decided to hike...

Selling This Fall? You Want To Get These 4 Things Right.

Written by super22 on September 23, 2026. Posted in For Sellers, Price It Right/Overpricing, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year. Buyer activity typically starts to slow while the number of homes for sale climb – and you need the right strategy to get attention in this type of market.The good news? There’s a lot you can control.From how you price and present your house to how you negotiate and respond to feedback. Here are four things you’ll want to get right this fall. #1: Price To Get Buyers’ AttentionIn the fall, there are typically fewer buyers looking and more homes for them to choose from. So, you...

Sellers Are Cutting Prices To Meet Buyers Where They’re At

Written by super22 on August 27, 2026. Posted in Affordability, Buying Tips, For Buyers, Home Prices, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here’s the thing.Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.And it may be enough to...

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by super22 on August 26, 2026. Posted in For Buyers, For Sellers, Home Prices, Inventory, Mortgage Rates, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data.Home Prices Have Leveled OutAfter years of fast increases, data from the National Association of Realtors (NAR) shows home...

Most Home Sales Close – Here’s How To Keep Yours on Track

Written by super22 on August 26, 2026. Posted in Agent Value, Expired/Withdrawn/Canceled, For Sellers, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.But if you’re getting ready to sell, here’s what you should know. Even in today’s market, it rarely comes to that. Buyers who are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table.According to the latest data from Redfin, only about 1 in 7 pending sales are falling through. Meaning the vast majority make it...

One Number Could Change Everything About Your Next Move

Written by super22 on August 21, 2026. Posted in Downsize, Equity, For Sellers, Move-Up, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

When’s the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor’s house sold for. What yours is actually worth right now.For a lot of homeowners, it’s been years. And if you’ve been thinking about moving, but higher home prices or mortgage rates have made you hesitate, here’s why it’s time to take a second look at that number.Your House May Be Worth More Than You ThinkHome values have climbed significantly over the past 5-10 years. And even though today’s market is more balanced, homeowners are...

Higher Rates Could Actually Help Housing Supply – Here’s How.

Written by super22 on August 21, 2026. Posted in For Buyers, For Sellers, Inventory, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.But that may be about to change. Here’s why your pool of options may actually start ticking back up again.Growth Has Slowed, But It Hasn’t StoppedActive listings were up 2.1% year-over-year in July, according to Realtor.com. Back in January, inventory was up 10%. And in May of 2025, it was up 31.5%. So, growth has cooled off a lot over the last year.The past 3 months, though, have all seen inventory growth land in roughly...

The Kind of House Buyers Are Willing To Pay More For

Written by super22 on August 18, 2026. Posted in Downsize, For Sellers, Home Prices, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you’ve been using for storage. To you, it’s extra space. But to a growing pool of buyers, it’s the reason they’d pick your house. Here’s why. Multi-generational homebuying is on the rise.Millions of Families Are Living Multi-GenerationallyThe number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024, according to...

Who Has the Upper Hand in Today’s Housing Market?

Written by super22 on August 16, 2026. Posted in Buying Tips, For Buyers, For Sellers, Selling Tips, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they’ll still get top dollar.The interesting thing is… both can be right at the exact same time. It just depends on where you live.That’s because today’s housing market isn’t moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle.And knowing which market you’re actually in can completely change the strategy you use to buy or...