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Category: Upper Keys Mortgage

At Fidelity Home Group, we are Upper Keys mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

The Upper Keys are locted in Upper Matecumbe, Lower Matecumbe, Windley Key, Plantation Key, and the ever popular Islamorada real estate market and Key Largo real estate market. Homes in the Upper Keys are quite popular for their seamless combination of a convenient northern location near the mainland, and its stunning tropical atmosphere.  The Upper Keys properties have an abundance of popular restaurants nearby, not to mention some of the best off-shore snorkeling, diving, and fishing in the Florida Keys.

Is It Time To Sell Your Second Home?

Written by super22 on . Posted in For Sellers, Housing Market Updates, Luxury Market, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious.

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Today’s Housing Market Is Nothing Like 15 Years Ago

Written by super22 on . Posted in Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences.

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What Experts Are Saying About the 2023 Housing Market

Written by super22 on . Posted in Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what about 2023?

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3 Best Practices for Selling Your House This Year

Written by super22 on . Posted in Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

A new year brings with it the opportunity for new experiences. If that resonates with you because you’re considering making a move, you’re likely juggling a mix of excitement over your next home and a sense of attachment to your current one. A great way to ease some of those emotions and ensure you’re feeling confident in your decision is to keep these three best practices in mind. 1. Price Your Home Right The housing market shifted in 2022 as mortgage rates rose, buyer demand eased, and the number of homes for sale grew. As a seller, you’ll want to recognize things are different now and...

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Wondering How Much You Need To Save for a Down Payment?

Written by super22 on . Posted in Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Upper Keys, Upper Keys Florida Mortgage, Upper Keys History, Upper Keys Mortgage, Upper Keys News.

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t Always the Typical Down Payment Freddie Mac explains: “. . . nearly a third of prospective homebuyers think they need a down payment of 20% or more to buy a home. This myth remains one of the largest perceived barriers to achieving homeownership.” Unless specified by your loan type or...

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